H&R Block will continue to offer all its customers its traditional RACs

HSBC Terminates Agreement to Provide RALs at Direction of OCC. H&R Block (NYSE: HRB) to Provide Alternative Products. As a result of a regulatory directive by the Office of the Comptroller of the Currency ("OCC"), HSBC has given notice to H&R Block that it is immediately terminating the parties' long-term contract under which HSBC provided all of H&R Block's refund anticipation loans ("RALs") and some of its refund anticipation checks ("RACs").

See here
www.marketwire.com/press-release/HSBC-Terminates-Agreement-to-Provide-RALs-at-Direction-of-OCC-NYSE-HRB-1373754.htm